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| | | Osobase, Derrick (Texas State Employees Union) |
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| | | |
| | | Markl, Mike (Health & Human Services) |
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| | Registering, but not testifying: |
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| | | Emerick, David (J.P. Morgan Chase) |
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| | | Erben, Randy (JP Morgan Chase) |
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| | | Croxson, Michael (American Association of Debt Management Org Care One Services, Inc) |
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| | | Johnson, Scott (Self and US Debt Resolve) |
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| | | Julal, Nicole (National Conference of Commissioners on Uniform State Laws) |
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| | | Koltunowicz, Keith (United States Organization for Bankruptcy Alternatives) |
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| | | Thomas, Jim (Credit and Debt Management of America) |
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| | Registering, but not testifying: |
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| | | Scurlock, Steve (Independent Bankers Association of Texas) |
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| | | Valdez, Jerry (The Association of Settlement Companies) |
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| | | Ansbach, John (USOBA, EFA Processing) |
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| | | |
| | | Pettijohn, Leslie (Credit Commissioner) |
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