| |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  | | Danzeiser, Doug    (Texas Department of Insurance),  Austin, TX | 
 |  |  | | Registering, but not testifying: | 
 |  |  |  |  |  |  | | Francis, Sam    (Texas Association of Benefit Administrators),  Austin, TX | 
 |  |  |  | | Green, Shelton    (TX Assoc. of Business),  Austin, TX | 
 |  |  |  | | Kolodzey, Patricia    (Texas Hospital Association),  Austin, TX | 
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