WITNESS LIST

Financial Institutions Committee
April 11, 2005-2:00P


HB 628
    For:      Neeley, Karen (Independent Bankers Association of Texas)
  Registering, but not testifying:
    For:      James, Dwain (American Collectors Association of Texas)

HB 955
    For:      Daniel, William (Ford Motor Credit Company)
              Daniel, William (General Motors Acceptance Corporation)
              Neeley, Karen (Independent Bankers Association of Texas)
              Sheehan, Scott (Texas Business Law Foundation)
    On:       Fleming, John (Texas Savings and Loan Department)
              Hutchings, Sealy (Office of Consumer Credit
                   Commissioner)
              Payne, Danny (Texas Savings and Loan Department,
                   Commissioner)
              Pettijohn, Leslie (Consumer Credit Commissioner)
  Registering, but not testifying:
    For:      Lederer, John (Credit Union of Texas)
              Perkins, Val (Texas Business Law Foundation)
              Sandberg, Eric (Texas Savings and Community Bankers
                   Association)
              Shields, Brad (Security Finance, Incorporated)
              Smith, Todd (Ameriquest Mortgage Corporation, Argent
                   Mortgage Corporation)
              Stegall, Melodie (Credit Union Legislative Coalition)
              Temple, Larry (Texas Mortgage Bankers Association)
              Vane, Mark (Gardere Wynne Sewell LLP)

HB 2536
    For:      Fairfield, Stephen (Covenant Community Capitol, Houston
                   Association of Community Development Corporations)
              Hall, Matt (Texas Association of Community Development
                   Corporations)
              Henneberger, John (Texas Low Income Housing Information
                   Service)
              Killingsworth, Jerry (Dallas Land Bank)
    On:       Timmaraju, Mini (Texas ACORN, Houston ACORN)
  Registering, but not testifying:
    For:      Williams, Sandra (Alamo Area Mutual Housing Association,
                   Inc.; Texas Association of Community Development
                   Corporations)

HB 2561
    For:      Brigance, John (Trust Financial Services Division, Texas
                   Bankers Association)
              Dow, Steve (Community Bank and Trust, Waco, TX)
    Against:  Jones, Jerry (Self)
              Saunders, Stephen (Self)
              Schreiber, Mark (Self)
  Registering, but not testifying:
    Against:  Odom, James (Baylor University)