Financial Institutions Committee
June 16, 2004-10:00A

Commercial Usury
    On:       Austin, Jeff (Self)
              Fleming, John (Texas Savings and Loan Department)
              Heasley, John (Texas Bankers Association)
              James, Randall (Texas Department of Banking)
              Morris, Mark (Self)
              Neeley, Karen (Independent Bankers Association of Texas)
              Pettijohn, Leslie (Consumer Credit Commissioner)
              Sheehan, Scott (Texas Business Law Foundation)
              Stinson, Bill (Texas Association of Realtors)