84R11362 PMO-F
	By: Eltife	S.B. No. 956

	A BILL TO BE ENTITLED
	AN ACT
	relating to the delivery of personal automobile and residential
	property insurance policies; adding provisions that may be subject
	to a criminal penalty.
	BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
	SECTION 1.  Subtitle B, Title 5, Insurance Code, is amended
	by adding Chapter 525 to read as follows:
	CHAPTER 525. DELIVERY OF INSURANCE POLICIES
	Sec. 525.001. APPLICABILITY OF CHAPTER. This chapter applies
	to an insurer, as defined by Section 38.002, writing personal
	automobile insurance or residential property insurance, as defined
	by Section 2301.051, in this state.
	Sec. 525.002.  DELIVERY OF INSURANCE POLICIES. (a)  Except
	as provided by Subsection (b), an insurer to whom this chapter
	applies or the insurer's agent shall deliver a policy issued by the
	insurer to the policyholder:
	(1)  not later than:
	(A)  the 30th day after the effective date of the
	policy if the policy term is more than 30 days; or
	(B)  the 10th day after the effective date of the
	policy if the policy term is more than 10 days and less than 31 days;
	or
	(2)  within the policy period for a policy with a term
	of 10 days or less.
	(b)  An insurer to whom this chapter applies or the insurer's
	agent shall deliver a policy renewed or amended by the insurer to
	the policyholder not later than the 15th day after the date the
	insurer or insurer's agent receives a written request from the
	policyholder that the policy be delivered to the policyholder.
	SECTION 2.  Chapter 525, Insurance Code, as added by this
	Act, applies only to an insurance policy that is delivered, issued
	for delivery, or renewed on or after the effective date of this Act.
	A policy delivered, issued for delivery, or renewed before the
	effective date of this Act is governed by the law as it existed
	immediately before that date, and that law is continued in effect
	for that purpose.
	SECTION 3.  This Act takes effect September 1, 2015.