| | | | | | | | | | | | | | | | | | | | | | Ahrens, Jennifer (Tx Assoc. of Life and Health Insurers), Austin, TX |
| | | | Morstad, Tim (AARP), Austin, TX |
| | | | Nation, Brenda (American Council of Life Insurers (ACLI)), Austin, TX |
| | | Registering, but not testifying: |
| | | | | | Yalor, Des (NAIFA - Texas), Austin, TX |
| | | | | | Danzeiser, Douglas (Texas Dept. of Insurance), Austin, TX |
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