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| | | Doggett, Robert (Texas Low Income Housing Information Service) |
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| | | Scurlock, Steve (IBAT-Independent Bankers Assn of Texas) |
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| | | Temple, Larry (Texas Mortgage Bankers Assn) |
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| | | Fleming, John (Dept Savings & Mortgage Lending) |
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| | Registering, but not testifying: |
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| | | Chick, Craig (Texas Assoc. of Realtors) |
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| | | Gonzalez, Daniel (Texas Association of Realtors) |
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| | | Heasley, John (Texas Bankers Association) |
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| | | Polan, Deborah (Texas Financial Services Association) |
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| | | Baddour, Ann (Texas Appleseed) |
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| | | Doggett, Robert (Texas Low Income Housing Information Service) |
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| | | Polan, Deborah (Texas Financial Services Assoc.) |
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| | | Smith, Fredrick M. (Rick) (Texas Bankers Association) |
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| | | Temple, Larry (Texas Mortgage Bankers Assn) |
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| | | Place, Allen (Texas Land Title Assn.) |
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| | | |
| | Registering, but not testifying: |
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| | | Scurlock, Steve (IBAT-Independent Bankers Assn of Texas) |
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| | | Fleming, John (Dept of Savings & Mortgage Lending) |
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| | | Irvine, Tim (Manufactured Housing Division of Texas Dept. of Housing & Community Affairs) |
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| | Registering, but not testifying: |
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| | | Carr, Mindy (Texas Land Title Association) |
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