Tuesday, February 11, 2003 
                                     9:00 a.m. 
                      Betty King Committee Hearing Room, 2E.20 
         Pursuant to a notice posted in accordance with Senate Rule  
         11.18, a public hearing of the Senate Committee on Business &  
         Commerce was held on Tuesday, February 11, 2003, in the Betty  
         King Committee Hearing Room, 2E.20, at Austin, Texas. 
         MEMBERS PRESENT:                        MEMBERS ABSENT: 
         Senator Troy Fraser                     Senator Tommy Williams 
         Senator Kip Averitt 
         Senator Kenneth Armbrister 
         Senator Kim Brimer 
         Senator Craig Estes 
         Senator Mike Jackson 
         Senator Eddie Lucio, Jr. 
         Senator Leticia Van de Putte 
         Chairman Fraser called the meeting to order at 9:05 a.m.  There  
         being a quorum present, the following business was transacted:   
         Chairman Fraser advised that invited testimony would be heard on  
         SB 14, which was pending in Committee, and called on the author  
         of the bill, Senator Jackson, for remarks.  Senator Jackson  
         advised that at the previous hearing invited testimony was taken  
         on the homeowners portion of the bill and that testimony on the  
         automobile portion of SB 14 would now be heard. 
         The Chairman called the first invited witness, Rod Bordelon,  
         Public Insurance Counsel, Office of Public Insurance Counsel.   
         The next witnesses called, Cyndi Taylor Krier, Will D. Davis and  
         Alice Gannon, represented USAA. 
         At 10:30 a.m. Chairman Fraser moved that the Committee stand  
         recessed until 15 minutes after adjournment of the Senate;  
         without objection, it was so ordered.   
         At 2:48 p.m. the Committee reconvened, with invited testimony on  
         SB 14 continuing.  The witnesses were as follows: 
              Ina Becraft, State Farm Insurance Companies, Bloomington,  
              Bonnie Gill, Allstate, Northbrook, Illinois,  
              Philip Presley, Texas Department of Insurance, Austin, and 
              Willie Graves, Progressive County Mutual Insurance Company,  
         Following testimony by the above listed witnesses, Chairman  
         Fraser advised that the Committee would meet on Thursday,  
         February 13, 2003, to hear the remaining invited witnesses from  
         today's agenda.  The Chairman then moved that SB 14 be left  
         pending; without objection, it was so ordered.   
         There being no further business, at 4:45 p.m. Chairman Fraser  
         moved that the Committee stand recessed subject to the call of  
         the chairman.  Without objection, it was so ordered.   
         Senator Troy Fraser, Chairman 
         Barbara Henderson, Clerk