Business & Commerce Committee
(Subcommittee on Subcommittee on Interim Charge #2)
July 16, 2002 - 1:00P

Homeowners and Auto Insurance Rate
       ON:        Ballard, Melinda President (Policyholders of
                         America), Austin, TX
                  Gonzalez, Ray (State Spokesman for American G.I.
                         Forum), San Antonio, TX
                  Milligan, Bruce (Texas Independent Lloyds), Dallas,
                  Montemayor, Jose Commissioner of Insurance (Texas
                         Department of Insurance), Austin, TX
                  Presley, Philip Chief Actuary (Texas Department of
                         Insurance), Austin, TX
                  Stinson, Bill (Texas Association of Realtors),
                         Austin, TX
                  Thompson, Jay (AFACT), Austin, TX
                  Zepeda, Johnny Legal Assistant (Coalition of
                         Exclusive Insurance Agents), San Antonio, TX

  Registering, but not testifying:
       On:        Ayala, Daniel (Self), San Antonio, TX