NOTICE OF PUBLIC HEARING

COMMITTEE: Business & Commerce
SUBCOMMITTEE: Subcommittee on Interim Charge #4

TIME & DATE: 10:00AM, Thursday, March 14, 2002

PLACE: Dallas, Texas

CHAIR: Senator Eliot Shapleigh


Dallas Area Rapid Transit Board Room
1401 Pacific Avenue
Dallas, Texas

The subcommittee will meet to discuss and hear testimony on the
following interim charge:

Monitor trends in local lending practices in all regions of the state.
The committee shall determine if the legislature should develop
strategies to retain bank deposits made by public institutions in Texas
communities, increase the number of bank "decision making" centers in
Texas, increase the loan-to-deposit ratio in Texas, and develop
incentives for lending institutions to locate in all areas of the

The emphasis of this meeting will be on issues relating to predatory
lending, availability of capital to small businesses and homebuyers and
solutions for expanding financial literacy.  Public testimony is
invited on all issues within the committee's charge.