WITNESS LIST

Financial Institutions Committee
May 4, 2000-10:00A


Financial Modernization
    On:       Pledger, Jim (Texas Savings & Loan Department)

Financial Modernization Act
    On:       Dunn, Mike (Texas Association of Community Development
                   Corporations)
              Henneberger, John (Texas Low Income Housing Information
                   Service)

Financial Services Modernization
    On:       Gilbert, Robert "Bo" (Independent Insurance Agents of
                   Texas)
              James, Randall S. (Self and Texas Department of Banking)
              Johnston, J. Bradley (Temple-Inland Financial Services
                   Inc.; Guaranty Federal Bank, F.S.B.)
              Kloster, Jeff (Vinson & Elkins)
              Montemayor, Jose (Self and Texas Department of
                   Insurance)
              Pollard, Mike (Texas Associaiton of Life & Health
                   Insurers)
              Rogers, Elizabeth (Vinson & Elkins LLP)
              Schneider, Rob (Consumers Union)
              Stevens, Marybeth (American Council of Life Insurers)
              Voight Crawford, Denise (Denny) (State Securities Board)

Gramm-Leach-Bliley
    On:       Bond, Tom (Self)

Privacy
    On:       Neeley, Karen (Independent Bankers Assn. of Texas)
              White, Bill (Cash America Intl, state pawnbrokers)

Texas response to Gramm-Leach-Blile
    On:       Heasley, John (Texas Bankers association)